Investor Relations

Bank of the Ozarks, Inc. is a bank holding company with $3.1 billion in total assets as of September 30, 2008. Its common stock trades on the NASDAQ Global Select Market under the symbol "OZRK". The Company owns an Arkansas-state-chartered subsidiary bank that conducts banking operations through 65 offices in 34 communities throughout northern, western and central Arkansas, six Texas banking offices, and loan production offices in Little Rock, Arkansas and Charlotte, North Carolina. The Company may be contacted at (501) 978-2265 or P. O. Box 8811, Little Rock, Arkansas 72231-8811. The Company's website is: www.bankozarks.com.

Corporate Summary: 9/30/08
NASDAQ Symbol: "OZRK"
Shares Outstanding 9/30/08: 16.855 million
Total Assets: $3.07 billion
Total Stockholders Equity: $216 million
Third Quarter 2008 Net Income: $9,011,000
2007 Net Income: $31,746,000

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